4540 GULF OF MEXICO, LONGBOAT KEY, FL, 34228 — photo 1
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4540 GULF OF MEXICO, LONGBOAT KEY, FL, 34228

$595,000

2 Beds2 Baths1,312 Sq FtBuilt 19751 Garage

About This Property

MOTIVATED SELLER! FULLY FUNDED RESERVES FOR 2026! PET FRIENDLY! NO UPCOMING SPECIAL ASSESSMENTS! 3 BEACH ACCESS POINTS! MILESTONE INSPECTION PASSED! Welcome to your island retreat, an impeccably renovated 2-bedroom, 2-bath residence offering luxury Longboat Key living at its finest with preserved mangrove and Sarasota Bay views. Every detail has been thoughtfully updated ,this home has been renovated from top to bottom, featuring new flooring, new plumbing, new electrical, new lighting, hurricane-impact windows with shutters for peace of mind and MORE! The brand-new kitchen showcases quartz countertops, custom cabinetry, and all-new stainless-steel appliances, creating a beautiful space that opens to the bright and airy living area. Both bathrooms have been updated with modern finishes and quarts countertops as well. A Murphy bed in the office area adds versatility, perfect for guests or additional workspace. Enjoy deeded beach access directly across the street for endless days on the sand, or take advantage of boat slips available for residents, ideal for boaters looking to explore Sarasota Bay and the Gulf. Windward Bay is a pet-friendly, amenity-rich community offering multiple pools, tennis and pickleball courts, a fitness center with sauna, kayak storage, and walking paths along the bayfront. Perfectly situated near world-renowned restaurants on Longboat Key, St. Armands Circle, and Anna Maria Island, this home combines effortless luxury with the ultimate coastal convenience. Move-in ready and maintenance-free, your Longboat Key lifestyle awaits!

Subdivision

WINDWARD BAY AMD

Status

Active

Listed By

VRI HOMES

Days on Market

184

Mortgage Calculator

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Est. Monthly Payment

$4,162

30-yr fixed · 20% down · 6.875%

Principal & Interest$3,127
Property Tax (actual)$788
Est. Home Insurance~0.5% est.$248
Total / month$4,162
Loan amount$476,000

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

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MLS# 9283a38fa6f1e0254318f90587994e1c

Location