4900 LOTTA, ST CLOUD, FL, 34772 — photo 1
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4900 LOTTA, ST CLOUD, FL, 34772

$449,500

3 Beds2 Baths1,957 Sq FtBuilt 20210.13 Acres2 Garage

About This Property

Welcome to lake-connected living in the highly sought-after Hanover Lakes community, where modern design meets an unbeatable waterfront lifestyle. Built in 2021, this beautifully maintained single-story home offers nearly 2,000 square feet of thoughtfully designed living space with 3 bedrooms and 2 bathrooms, perfectly positioned on a canal with direct access to the Alligator Chain of Lakes. Step inside to an open, light-filled layout featuring durable ceramic tile throughout the main living areas, a seamless living and dining combination, and sliding glass doors that invite indoor-outdoor living. The kitchen is both functional and stylish, offering ample workspace and modern appliances, ideal for everyday living or entertaining guests. The spacious primary suite is tucked away for privacy and includes a walk-in closet and a comfortable ensuite bath, creating a true retreat at the end of the day. Outside, enjoy the freedom of a private yard and the rare opportunity to live in a community with boat slip access, sidewalks, and a well-maintained neighborhood atmosphere. With a two-car garage, public utilities, low monthly HOA, CDD already in place, and convenient access to major roadways, shopping, dining, and everyday essentials, this home delivers the perfect balance of comfort, location, and lifestyle. Whether you’re drawn to the newer construction, the water access, or the easy one-level living, this home stands out as an exceptional opportunity in St. Cloud’s growing lakefront corridor.

Subdivision

HANOVER LAKES PH 3

Status

Active

Listed By

MARKET CONNECT REALTY LLC

Days on Market

1

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Est. Monthly Payment

$3,265

30-yr fixed · 20% down · 6.875%

Principal & Interest$2,362
Property Tax (actual)$611
Est. Home Insurance~0.5% est.$187
HOA$104
Total / month$3,265
Loan amount$359,600

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

Interested in This Property?

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MLS# 70fea472fd9247c7e90e3ff0ecea6d9e

Location