280 PALM, UMATILLA, FL, 32784 — photo 1
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280 PALM, UMATILLA, FL, 32784

$539,900

4 Beds3 Baths2,624 Sq FtBuilt 19490.93 Acres2 Garage

About This Property

Welcome to a rare opportunity on sought-after spring-fed Lake Umatilla, where privacy, space, and waterfront living come together! Tucked away at the dead end of a quiet street, this stunning property sits on nearly one full acre of prime lakefront land (.93 acres) with an impressive 130 feet of shoreline, offering breathtaking views and endless possibilities. This 4 bedroom, 3 bathroom home features a thoughtfully designed layout, including an attached in-law suite with its own private entrance that is perfect for multi-generational living, guests, or rental potential. Enjoy true Florida lake life with your private boat dock, plus the added bonus of an additional lot, providing exceptional future value and flexibility. Outside, the property is a nature lover’s dream with mature fruit trees, expansive outdoor space, and ample bonus space thanks to a large detached 2-car garage, carport and large chicken coop. The enclosed back porch (2023) offers the perfect spot to relax and take in peaceful lake views year-round. Major updates provide peace of mind, including a roof replaced in 2019, hot water heater replaced in 2022, brand-new AC in 2023, and fresh interior paint throughout in 2025. This home blends charm, functionality, and long-term investment potential in one of the area’s most desirable lakefront settings. Lakefront properties like this don’t come along often! Schedule your private showing and experience Lake Umatilla living at its finest

Subdivision

UMATILLA PALM COURT

Status

Active

Listed By

SIM REI

Days on Market

62

Mortgage Calculator

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Est. Monthly Payment

$3,444

30-yr fixed · 20% down · 6.875%

Principal & Interest$2,837
Property Tax (actual)$381
Est. Home Insurance~0.5% est.$225
Total / month$3,444
Loan amount$431,920

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

Interested in This Property?

Schedule a showing or ask a question. We respond in under 2 hours.

Call (813) 618-7653Request a Showing

MLS# 3e39105bef04c417de83bd209a92e3ac

Location