10492 178TH, SUMMERFIELD, FL 34491

$244,900 Was $249,900

Beds: 2

Baths: 2 Full

Sq. Ft.: 1,066 Sq. Ft.

Year Built: 1991

Lot Size: 0.3 Acres

Garage: 2

Pool: No

DOM: 72

Property Overview

Status: Active

Property Type: Residential

MLS #: 14c55f2adeadcd7c94f1ef4bd3b4543f

Subdivision: SPRUCE CREEK SOUTH

County: Marion

HOA Fee: $180 (Monthly)

Year Built: 1991

Construction: Vinyl Siding, Wood Frame

Foundation: Slab

Roof: Shingle

Cooling: Central Air

Heating: Central, Electric

Sewer: Septic Tank

Water Source: Public

Zoning: R1

Tax Amount: $2,806.92 (2025)

Listed On: Jan 7, 2026

Description

Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with privacy screen doors in front of garage door... 1 Golfcart Garage / utility shed behind the house, this one is a must see. (BRAND NEW WASHER WAS JUST PUT IN 3/14/2026) This home is perfectly situated on an oversized .30-acre corner lot, there is plenty of room for a pool. This home located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, —and even a Planet Fitness established in 2024.This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest .Relax year-round in the expansive 10’ x 25’ lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly used—Previous owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family. Recent Updates & Improvements Include: Transferable Massey Termite bond. Roof – December 2021*** HVAC – 2023 Newer Stainless-steel appliances - 2024 Tile flooring in both bathrooms– 2017 Luxury Porcelain plank floors in rest of the house - 2024 High end Bali Blinds - 2024 Washer and Dryer - 2024 Newer 6 panel doors -2024 Newer Primary Bedroom Shower 2024 Newer Granite Counter Tops - 2024 Newer Simply Safe Alarm - 2024 Newer Ring Door-bell - 2024 Newer hot water heater - 2024 Newer Wi-Fi Garage Opener with Camera and app. -2024 Electrical Panel was replaced by a new one in - 2025 Ceiling fans – 2020 Primary Bedroom fan 2024 Master bath: new toilet and granite vanity top - 2024 Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022) Irrigation controller – 2021 With no bond, this home offers exceptional value and peace of mind. Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate men’s and women’s saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community.Don’t miss this extraordinary opportunity—schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.

Exterior Features

Rain Gutters

Directions

FROM RE/MAX PREMIER OFFICE IN THE VILLAGES (LADY LAKE OFFICE) 13940 US-441 building 800, The Villages, FL 32159 Head toward Sumter County Rd 10920 ftTurn right toward Sumter County Rd 1090.1 miTurn left onto Sumter County Rd 109299 ftTurn left onto U.S. 27/441 N0.8 miTurn left onto SE 176th St0.2 miTurn left onto SE 107th Ct0.2 miTurn right at the 1st cross street onto SE 178th St Destination will be on the left

School Information

Elementary: N/A

Middle: N/A

High: N/A

Location

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Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

RE/MAX PREMIER REALTY LADY LK

Listing Agent: Gerrie Cosme Matias

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: April 19, 2026, 11:37 am UTC

MLS Source: Stellar MLS Copyright © 2026

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