528 OCEAN SPRAY, RUSKIN, FL 33570

$425,000 Was $439,000

Beds: 4

Baths: 3 Full / 1 Half

Sq. Ft.: 2,820 Sq. Ft.

Year Built: 2021

Lot Size: 0.18 Acres

Garage: 3

Pool: No

DOM: 29

Property Overview

Status: Active

Property Type: Residential

MLS #: e15842f1de11a27a7c8f7c94386038ae

Subdivision: SHELL COVE PH 2

County: Hillsborough

HOA Fee: $84 (Annually)

Year Built: 2021

Construction: Stucco

Foundation: Slab

Roof: Shingle

Cooling: Central Air

Heating: Central

Sewer: Public Sewer

Water Source: None

Zoning: PD

Tax Amount: $10,267.00 (2024)

Listed On: Feb 26, 2026

Description

Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified veterans. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, UTC Mall and Ellenton Premium Outlets, local waterfront dinning, Little Harbour Marina, local boat and jet ski rentals, Bahia Beach, Apollo Beach Nature Reserve and easy commutes to Tampa, St. Petersburg, Sarasota.

Exterior Features

Hurricane Shutters, Sliding Doors

Directions

Take I-75S to Naples. Exit 240B for FL-674W toward Ruskin. Merge onto FL-674W/College Ave. Turn right onto S. Tamiami TRL/S U.S. HWY 41. Turn left onto Shell Point Rd. Turn right onto 4th ST NW. Turn left onto 6th Ave NW. Turn left Ocean Spray Dr. Arrive at 528 Ocean Spray. Please provide POF or pre-approval with all offers.

School Information

Elementary: N/A

Middle: N/A

High: N/A

Location

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Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

EXP REALTY, LLC

Listing Agent: Lorrieann Pierre

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: April 11, 2026, 2:00 am UTC

MLS Source: Stellar MLS Copyright © 2026

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