1686 SMITH, PALM HARBOR, FL 34683
$610,000
Beds: 4
Baths: 2 Full / 1 Half
Sq. Ft.: 2,542 Sq. Ft.
Year Built: 1992
Lot Size: 0.22 Acres
Garage: 2
Pool: No
DOM: 1




































Property Overview
Status: Active
Property Type: Residential
MLS #: d53223a7376b90623fe48fc9fb65dd4e
Subdivision: WATERFORD CROSSING PH II
County: Pinellas
HOA Fee: $513 (Semi-Annually)
Year Built: 1992
Construction: Block, Stucco
Foundation: Slab
Roof: Shingle
Cooling: Central Air
Heating: Central
Sewer: Public Sewer
Water Source: Public
Zoning: R-3
Tax Amount: $3,529.00 (2025)
Listed On: Feb 26, 2026
Description
Welcome to life in Waterford Crossing, one of Palm Harbor’s established communities where sidewalks wind throughout the neighborhood and neighbors enjoy evening strolls beneath mature trees. Zoned for A-rated schools, this two-story home offers over 2,500 square feet of living space on nearly a quarter-acre lot and has been lovingly maintained by its original owner for the past 30 years. With solid bones and a thoughtful layout, it presents the perfect opportunity to update and customize to your personal style.Inside, you’ll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite.Upstairs, the owner’s suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings.Located in one of Palm Harbor’s most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You’re just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs.This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.
Exterior Features
Private Yard, Sidewalk, Sliding Doors
Directions
From Main St, Turn right onto Belcher Rd. Turn left onto Curlew Rd. Turn right onto Omaha St. Turn left onto Smith Ln. Turn right at the 1st cross street to stay on Smith Ln. Home will be on the right.
School Information
Elementary: San Jose Elementary-PN
Middle: Palm Harbor Middle-PN
High: Dunedin High-PN
Location
Get Directions View on Google MapsMortgage Estimator
*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.
Listing Information
Provided Courtesy of:
MAVREALTY
Listing Agent: Terry Lynn Brusini
Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data last updated: March 5, 2026, 10:43 am UTC
MLS Source: Stellar MLS Copyright © 2026
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