207 POLERMO, ST CLOUD, FL 34771
$440,000
Beds: 4
Baths: 3 Full / 1 Half
Sq. Ft.: 2,222 Sq. Ft.
Year Built: 2020
Lot Size: 0.14 Acres
Garage: 2
Pool: No
DOM: 6

Property Overview
Status: Closed
Property Type: Residential
MLS #: b2cd88cc235b17e17570f7422438cdaa
Subdivision: SIENA RESERVE PH 2A & 2B
County: Osceola
HOA Fee: $70 (Monthly)
Year Built: 2020
Construction: Block, Stucco
Foundation: Slab
Roof: Shingle
Cooling: Central Air
Heating: Central
Sewer: Public Sewer
Water Source: Public
Zoning: R-1
Tax Amount: $4,085.68 (2024)
Date Sold: Apr 14, 2025
Sold Price: $440,000
Listed On: Mar 6, 2025
Description
Welcome to this stunning 4-bedroom, 3.5-bathroom home offering modern elegance, high-end finishes, and thoughtful upgrades throughout. Nestled in the sought-after Siena Reserve community of St. Cloud, FL., this home seamlessly blends style and function, making it the perfect retreat. A huge perk of ownership is the 2.25 Assumable FHA Loan, which could be assumed upon bank approval—an incredible opportunity in today’s market. Additionally, all furnishings as seen in the photos (minus personal items) are available for purchase in a bill of sale, separate from the home itself.Upon entry, the foyer leads into a bright, open-concept living space. The living room features a custom-built entertainment wall with sleek built-in cabinetry, an eye-catching textured accent wall, and upgraded lighting, creating a modern yet cozy atmosphere. Large sliding glass doors provide an effortless indoor-outdoor flow to the fully fenced backyard, offering privacy and space for outdoor activities. The chef’s kitchen is designed for both beauty and practicality, boasting quartz countertops, stunning brand-new backsplash, and a spacious island with a textured facade—ideal for meal prep and casual dining. The coffee bar, thoughtfully set apart, enhances convenience without compromising counter space. Elegant new pendant lighting complements the stylish design, and a walk-in pantry ensures ample storage. Upstairs, the primary suite is a true sanctuary, complete with a luxurious en-suite bathroom featuring a glass shower enclosure, and dual vanities. The expansive walk-in closet provides plenty of storage. Each additional bedroom is generously sized, and all upstairs bathrooms have been upgraded with glass shower-tub enclosures.The seller is willing to replace all the carpet upstairs upon move-out, allowing for a fresh start with brand-new carpeting. A versatile loft area offers additional living space, perfect for a media room, home office, or playroom. The upgraded luxury vinyl flooring continues up the stairs, enhancing durability and modern appeal. Convenience is key with an upstairs laundry room and ample storage throughout. The garage is a standout feature with epoxy flooring and a custom storage closet, providing both functionality and durability. Ceiling fans throughout the home Provide enhanced comfort and efficiency. Step outside to the spacious backyard, enclosed by a vinyl fence for privacy. With plenty of room for entertaining, outdoor activities, or a future pool, this backyard is a blank slate ready for personalization.Located just minutes from St. Cloud’s best dining, shopping, and entertainment, this home offers both convenience and tranquility. Nearby favorites include Fiesta Azul Tequila House, Bella Roma Pizza, and the Downtown Entertainment District, while Orlando Health St. Cloud Hospital is a short drive away. Don’t miss the opportunity to own this beautifully upgraded home with an unbeatable 2.25 assumable FHA loan—schedule your showing today! ****All furnishings as seen in the photos (minus personal items) are available for purchase in a bill of sale, separate from the home itself***The seller is willing to replace all the carpet upstairs upon move-out***
Exterior Features
Lighting, Other, Rain Gutters, Sidewalk, Sliding Doors
Directions
On FL-417 Toll N. Toll road. Take exit 22 for County Rd 15/Narcoossee Rd. Continue on Narcoossee Rd. Drive to Polermo Ave in Osceola County. Merge onto Narcoossee Rd. Pass by Chase Bank (on the right in 2.4 mi). Turn left onto Jones Rd. Turn left onto Berlin Ave. Turn left onto Polermo Ave. Destination will be on the right
School Information
Elementary: Narcoossee Elementary
Middle: Narcoossee Middle
High: Harmony High
Location
Get Directions View on Google MapsMortgage Estimator
*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.
Listing Information
Provided Courtesy of:
LPT REALTY, LLC
Listing Agent: Jessica Snyder
Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data last updated: March 7, 2026, 10:37 pm UTC
MLS Source: Stellar MLS Copyright © 2026
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