316 RUBY LAKE, WINTER HAVEN, FL 33884

$399,900

Beds: 3

Baths: 2 Full

Sq. Ft.: 1,805 Sq. Ft.

Year Built: 1998

Lot Size: 0.23 Acres

Garage: 2

Pool: Yes

DOM: 29

Property Overview

Status: Closed

Property Type: Residential

MLS #: 9f171ffd67a6d05d3e8ee5401694c1c3

Subdivision: RUBY LAKE PHASE 3

County: Polk

HOA Fee: $71 (Monthly)

Year Built: 1998

Construction: Block, Stucco

Foundation: Slab

Roof: Shingle

Cooling: Central Air

Heating: Central, Electric

Sewer: Public Sewer

Water Source: Public

Zoning: RESIDENTIAL

Tax Amount: $3,115.45 (2024)

Date Sold: Oct 17, 2025

Sold Price: $398,900

Listed On: Aug 18, 2025

Description

Back on Market - Buyer Financing Fell Through! This move-in ready home is priced BELOW its recent Appraised Value, giving the next buyer instant equity and a head start. With the Appraisal already Complete and in hand, you can enjoy a smoother, faster closing. Welcome to Ruby Lake, a highly desirable gated community in Winter Haven! This updated 3BR/2BA home offers the best of Florida living with a resort-style saltwater pool and expansive paver patio, perfect for entertaining. Inside, enjoy an open layout with raised ceilings, upgraded Pergo Outlast floors, crown molding, and a cozy fireplace. Fresh paint, a vinyl privacy fence, and energy-efficient 3M UV-tinted windows add comfort, style, and savings. Ruby Lake residents also enjoy relaxation ponds, lake views, street lights and matching mailboxes and well-kept open grounds ideal for walks with pets on a leash. Ideally located near Legoland, shopping, dining, and major highways. Beautifully maintained, and priced to sell—don’t miss this opportunity! This home qualifies for major financing incentives! Combined with the recnet dip in mortgage rates, this hone is more affordable than ever!

Exterior Features

Irrigation System, Private Mailbox, Sliding Doors, Sprinkler Metered

Directions

From Cypress Gardens Blvd, turn south on W Lake Ruby Dr, turn east on N Lake Ruby Dr. Continue to Ruby Lake entrance on the right. Enter through gate, follow Ruby Lake Loop around to property at 316 Ruby Lake Loop.

School Information

Elementary: Chain O Lakes Elem

Middle: Denison Middle

High: Lake Region High

Location

Get Directions View on Google Maps

Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

LOKATION

Listing Agent: Jeremy Harper, PA

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: January 28, 2026, 11:34 am UTC

MLS Source: Stellar MLS Copyright © 2026

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