306 HARBOR, INDIAN ROCKS BEACH, FL 33785

$3,900,000

Beds: 5

Baths: 4 Full

Sq. Ft.: 4,571 Sq. Ft.

Year Built: 2004

Lot Size: 0.21 Acres

Garage: 5

Pool: Yes

DOM: 62

Property Overview

Status: Active

Property Type: Residential

MLS #: 6f9f341397b22f1e1f2ba50b95992892

Subdivision: INDIAN BEACH RE-REVISED 5TH ADD

County: Pinellas

HOA Fee: N/A

Year Built: 2004

Construction: Block, Stucco, Wood Frame

Foundation: Slab

Roof: Tile

Cooling: Central Air, Mini-Split Unit(s)

Heating: Central, Electric

Sewer: Public Sewer

Water Source: Public

Zoning: N/A

Tax Amount: $24,526.47 (2024)

Listed On: Jan 22, 2026

Description

Welcome to 306 Harbor Drive in Indian Rocks Beach—a custom-built waterfront pool home on the Intracoastal Waterway offering over 4,500 sq ft, 5 bedrooms, 4 baths, a private dock with a 25,000 lb boat lift, and direct Gulf access. From the moment you enter, wide-open water views take over, visible from nearly every main living space. Built by its original builder-owner, this home was designed for true coastal living, boating, and entertaining. The oversized primary suite (27x37) features a fireplace, private waterfront balcony, and a spa-style bath with soaking tub, dual vanities, and walk-in shower. The main living area flows into a chef’s kitchen with custom wood cabinetry, granite countertops, large island, walk-in pantry, and butler’s pantry connecting to a coffered-ceiling formal dining room. A flexible bedroom with water views works perfectly as a home office or guest suite. The lower level offers a bonus/social room opening to the pool deck, plus a full bath for seamless indoor-outdoor living. Enjoy a saltwater pool, heated spa, and expansive waterfront space designed for sunset nights and entertaining. Additional features include a private elevator to all levels, rooftop terrace with panoramic Intracoastal views, 5-car garage with optional climate-controlled gym, smart home features, high ceilings, and no HOA. This home performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are allowed, creating strong income potential, and current flood insurance is under $1,800 per year. Located just a short walk to the beach, Brown Park, tennis courts, restaurants, and local favorites, this is a rare opportunity to own a luxury waterfront home with deep water access in one of Pinellas County’s most desirable coastal communities.

Exterior Features

Balcony, Hurricane Shutters, Irrigation System, Private Mailbox, Rain Gutters, Sliding Doors

Directions

From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr, 2nd House on Left

School Information

Elementary: N/A

Middle: N/A

High: N/A

Location

Get Directions View on Google Maps

Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

KELLER WILLIAMS REALTY PORTFOLIO COLLECTION

Listing Agent: Kelly Ackley

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: March 30, 2026, 12:23 pm UTC

MLS Source: Stellar MLS Copyright © 2026

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