18200 CYPRESS COVE, LUTZ, FL 33549

$899,000 Was $950,000

Beds: 4

Baths: 3 Full

Sq. Ft.: 2,307 Sq. Ft.

Year Built: 1974

Lot Size: 0.28 Acres

Garage: 2

Pool: Yes

DOM: 38

Property Overview

Status: Active

Property Type: Residential

MLS #: 3d2f83366bed5a95d0365af2dfda5fdc

Subdivision: UNPLATTED

County: Hillsborough

HOA Fee: N/A

Year Built: 1974

Construction: Stucco, Vinyl Siding

Foundation: Slab

Roof: Membrane

Cooling: Central Air

Heating: Electric

Sewer: Septic Tank

Water Source: Public

Zoning: RSC-4

Tax Amount: $9,748.00 (2025)

Listed On: Feb 15, 2026

Description

Experience true waterfront living on beautiful Lake Stemper, a private ski lake offering year-round boating and water recreation. With only approximately 20 homes lining its shoreline, this rare lakefront opportunity offers both exclusivity and privacy. Tucked away on a quiet cul-de-sac, this fully updated modern lakefront home blends clean architectural lines with effortless indoor-outdoor living. Designed around a private courtyard, the sparkling heated saltwater pool creates a secluded retreat at the heart of the home—perfect for entertaining or relaxing in total privacy. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024, adding both beauty and long-term durability to the outdoor space. Step inside to an open-concept layout featuring soaring ceilings, contemporary finishes, custom indoor shades, and a ProFlame electric fireplace with remote control for effortless ambiance. The beautifully renovated kitchen showcases sleek cabinetry and stainless steel appliances. Expansive windows flood the interior with natural light, while breathtaking water views immediately capture your attention. Sliding doors guide you seamlessly outdoors to a fully equipped outdoor kitchen (2022) featuring a Blaze 4-burner propane grill, flat top and side burner, sink, ice maker, and granite countertops accented with LED lighting strips underneath. Just beyond, a spacious deck leads to your private covered dock (2022), creating the ultimate lakeside entertaining space. Whether you're hosting sunset dinners, launching your boat for a day on the ski lake, or simply enjoying the peaceful setting, this property was designed to embrace lakefront living. A standout feature is the detached ADU, complete with its own private entrance and kitchenette—ideal for guests, multigenerational living, a home office, or added flexibility. Major improvements include a new septic tank and drain field completed in 2025, offering added peace of mind. This is modern Florida lakefront living—private, updated, and perfectly positioned on one of the area’s most desirable ski lakes.

Exterior Features

Courtyard, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Private Yard, Sliding Doors, Storage

Directions

From 41 head East on Sunset, turn right on Cypress Cove, house is on the right at the end of the street.

School Information

Elementary: N/A

Middle: N/A

High: N/A

Location

Get Directions View on Google Maps

Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

AGILE GROUP REALTY

Listing Agent: Sarah Ferguson

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: April 13, 2026, 12:30 am UTC

MLS Source: Stellar MLS Copyright © 2026

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