412 LAKE SUMMIT, WINTER HAVEN, FL 33884

$224,900 Was $250,000

Beds: 3

Baths: 2 Full

Sq. Ft.: 1,465 Sq. Ft.

Year Built: 1958

Lot Size: 0.3 Acres

Garage: N/A

Pool: No

DOM: 34

Property Overview

Status: Active

Property Type: Residential

MLS #: 395af6afc628c0cb63e8a6f0e40b4089

Subdivision: ELOISE WOODS LAKE ROY UNIT

County: Polk

HOA Fee: N/A

Year Built: 1958

Construction: Block

Foundation: Slab

Roof: Shingle

Cooling: Central Air

Heating: Central

Sewer: Septic Tank

Water Source: Public

Zoning: R-1

Tax Amount: $3,384.79 (2024)

Listed On: Nov 22, 2025

Description

Discover the charm and potential of this 3-bedroom, 2-bathroom single-family home, originally built as the orchard home for the former orange grove that once filled this neighborhood. Situated on a spacious 0.30-acre lot, this 1,445 sq. ft. property offers a rare opportunity for investors or homeowners looking to add value with finishing touches. The home is located in an X Flood Zone (no flood insurance required) and comes with NO HOA and NO CDD, giving you the freedom to enjoy your property your way. From the front yard, take in a partial view of Lake Summit, part of the beautiful Chain of Lakes. A public boat ramp just down the street makes lake access quick and convenient - bring your boat, jet skis, or other water toys; there’s plenty of room for parking right out front. Several important updates have already been completed, including a new HVAC system in 2017 and a partial roof replacement in 2017. The kitchen features 2012 appliances, and the sellers are leaving a brand-new range hood (still in box) for the new owner to install. The primary bathroom also includes a brand-new shower head (still in box) ready to be added. With renovations started but not yet completed, this property is perfect for anyone looking to customize a home with character or expand an investment portfolio. Don’t miss this chance to own a piece of local history with fantastic location perks and endless potential.

Exterior Features

Irrigation System, Private Mailbox, Private Yard

Directions

From US-27, take SR-540 (Cypress Gardens Blvd) east toward Winter Haven. Continue on SR-540 until you approach Havendale Boulevard/ SR-544. Turn right onto Havendale Blvd/ SR-544 heading into Winter Haven. Follow SR-544 until you reach East Lake Summit Drive. Turn left onto East Lake Summit Dr., then left onto W Lake Summit Dr. 412 W Lake Summit Dr. will be on the right.

School Information

Elementary: N/A

Middle: N/A

High: N/A

Location

Get Directions View on Google Maps

Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

REALTY ONE GROUP SUNSHINE

Listing Agent: Whitney Bentley

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: February 10, 2026, 2:17 pm UTC

MLS Source: Stellar MLS Copyright © 2026

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