120 CARLYLE, PALM HARBOR, FL 34683

$900,000 Was $999,000

Beds: 4

Baths: 4 Full

Sq. Ft.: 2,448 Sq. Ft.

Year Built: 1962

Lot Size: 0.33 Acres

Garage: 2

Pool: No

DOM: 50

Property Overview

Status: Active

Property Type: Residential

MLS #: 1a1f246b3184e633902fa674a8d33f8a

Subdivision: INDIAN BLUFF ISLAND 3RD ADD

County: Pinellas

HOA Fee: N/A

Year Built: 1962

Construction: Block, Concrete

Foundation: Slab

Roof: Shingle

Cooling: Central Air

Heating: Central, Space Heater

Sewer: Public Sewer

Water Source: Public

Zoning: R-3

Tax Amount: $4,894.61 (2024)

Listed On: Aug 4, 2025

Description

Welcome to INDIAN BLUFF ISLAND, where it's all about INSTANT EQUITY & LOCATION!!! This rare WATERFRONT gem offers DIRECT GULF ACCESS and sits in a quiet CUL-DE-SAC just seconds FROM THE GULF OF MEXICO where there is ENDLESS WATER ADVENTURES—jet skiing, boating, fishing, kayaking, paddleboarding, and more! Expertly remediated after recent storms, and redesigned to comfortably fit 4 Bedrooms/ 4 Bathrooms & a Bonus Room, this home features all-new drywall, updated electrical, and a BRAND-NEW ROOF (JUNE 2025), this home is ready for its new owner to plug and play by ADDING THE COSMETIC FINISHES of their dreams. Featuring grand CATHEDRAL CEILINGS with breathtaking WATER VIEWS, TWO FIREPLACES in the Formal Living Room & Family Room, and 2 ADDITONAL BONUS SPACES perfect for a home office, man cave, library, or even a 4th and 5th bedroom—this property has ENDLESS POTENTIAL! The PRIVATE DOCK with 20,000lb BOAT LIFT AND 8-YEAR-OLD SEAWALL make it a BOATER’S PARADISE, and with homes in the area selling for $3M+, you’ll be tapping into INSTANT EQUITY the moment you move in. CASH, CONVENTIONAL, RENOVATION, FHA 203K’S, OR HARD MONEY OFFERS ARE ALL WELCOME! This is your chance to CREATE YOUR ULTIMATE WATERFRONT DREAM home at a steal—before it’s gone!

Exterior Features

Other, Private Mailbox, Sliding Doors

Directions

From US-19 N, take the exit toward Tampa Rd and head west. Turn right onto Alt 19 N/S Palm Harbor Blvd. Continue north for approximately 1.5 miles, then turn left onto Florida Ave. Follow Florida Ave to Carlyle Circle and turn right. The property will be on your left at 120 Carlyle Circle, Palm Harbor, FL 34683.

School Information

Elementary: Sutherland Elementary-PN

Middle: Palm Harbor Middle-PN

High: Palm Harbor Univ High-PN

Location

Get Directions View on Google Maps

Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

ENGEL & VOLKERS ST. PETE

Listing Agent: Romana Simplice

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: September 29, 2025, 9:17 am UTC

MLS Source: Stellar MLS Copyright © 2025

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