3520 CAYA LARGO, PUNTA GORDA, FL 33950

$1,175,000

Beds: 3

Baths: 2 Full

Sq. Ft.: 2,163 Sq. Ft.

Year Built: 1990

Lot Size: 0.23 Acres

Garage: 2

Pool: Yes

DOM: 4

Property Overview

Status: Active

Property Type: Residential

MLS #: 18f08ee8e85cf6008e3389ecd5f07bb1

Subdivision: PUNTA GORDA ISLES SEC 12

County: Charlotte

HOA Fee: N/A

Year Built: 1990

Construction: Block

Foundation: Slab

Roof: Metal

Cooling: Central Air

Heating: Central

Sewer: Public Sewer

Water Source: Public

Zoning: GS-3.5

Tax Amount: $12,921.52 (2025)

Listed On: Jan 30, 2026

Description

SAILBOAT WATERFRONT HOME – NO BRIDGES TO OPEN WATER Located in the highly sought-after community of Punta Gorda Isles, this stunning 3-bedroom, 2-bath waterfront residence is perfectly positioned on a true sailboat-access canal, offering quick, effortless access to Charlotte Harbor and the Gulf of Mexico. Designed for both comfort and functionality, this move-in-ready home features a spacious, sun-filled open split floor plan, new 2x4 tile flooring throughout, a 2-car garage, and pocket sliders in the living room that fully open to the outdoor living space—seamlessly blending indoor and outdoor Florida living. The home also offers a formal dining area, a breakfast bar, and additional dining space within the kitchen, providing flexibility for both everyday living and entertaining. The living room features a state-of-the-art motorized TV lift cabinet, discreetly concealing the television for a clean, ultra-luxurious aesthetic. The primary suite features private lanai access through sliders and includes a spa-like ensuite with bidet, dual sinks, soaking tub, walk-in shower, bench seating, and custom his-and-hers walk-in closets. The updated main bath features a custom tile shower and dual sink vanity, while the spacious kitchen offers abundant cabinetry, an inside laundry room, and well-appointed guest suites with their own door for added privacy. Step outside to your private waterfront oasis. The large lanai provides ample space for entertaining, while the newly resurfaced heated saltwater pool, new lanai and driveway pavers, concrete dock, and 13,000-lb boat lift (2021) make this home a dream for boating enthusiasts. Additional upgrades include a brand-new AC system and ductwork (2021), metal roof (2023), spray-foam attic insulation, and numerous thoughtful improvements offering long-term peace of mind. Whether you’re relaxing poolside, enjoying tranquil canal views from the living room, or entertaining guests at sunset, every day here feels like a vacation. Ideally located just minutes from downtown Punta Gorda, with easy access to top-rated dining, boutique shopping, waterfront parks, and beautiful Gulf beaches. A rare opportunity to own a true sailboat waterfront gem.

Exterior Features

Sliding Doors

Directions

From Aqui Esta Dr, turn right onto Deborah Dr, then turn right onto Caya Largo Ct

School Information

Elementary: Sallie Jones Elementary

Middle: Punta Gorda Middle

High: Charlotte High

Location

Get Directions View on Google Maps

Mortgage Estimator

*Estimate includes Principal & Interest (P&I) only. It does not include taxes, insurance, HOA fees, or PMI. Rates and payments may vary. Consult a lender for accurate figures.

Listing Information

Provided Courtesy of:

CENTURY 21 SUNBELT REALTY

Listing Agent: Karen Brucker

Information is deemed reliable but not guaranteed. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data last updated: March 15, 2026, 10:07 am UTC

MLS Source: Stellar MLS Copyright © 2026

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